The pursuit of the perfect savings rate
How do you ever become content with the amount you are saving for retirement? Sorry if this is just a ramble and I know this isn’t the worst problem in the world to have, but I’ve found …
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73 posts
Roth 401k rollover rules?
I have been contributing to my Roth 401k for the last year and am now considering looking for a new job so that I can make even more money and contribute even more to my retirement. When I leave my …
Read MoreAdjustment to Roth 401k Withholding percentage
Well I just sent in the form to change my Roth 401k withholding percentage from 17.5% to 20%. This change is the direct result of me following my plans laid out in my $100,000 by Age 30 post. Seeing …
Read MoreRealistic Rate of Return - Part III
In Part I of this series I talked about how important it is to come up with an accurate rate of return when doing financial planning. In Part II I talked about my asset allocation being 100% stocks …
Read MoreRealistic Rate of Return - Part II
As I mentioned in Part I in the comments, I am invested 100% in stocks. My rationale for this, which could be flawed, is that stocks have historically without a question been the best long term …
Read MoreRealistic Rate of Return - Part 1
In producing the many excel spreadsheets that I have that tell me how much I need to save to in order to get x dollars x years down the road, I’m always kind of curious as to what I should put …
Read MoreWaiting Just One More Year To Start Investing
How many years do you have till retirement? Thinking about putting off saving for retirement just one more year? Well check out the chart below to see what it will cost you. In my case I am 26.5 years …
Read MoreReasons why you should not save for retirement
When it comes to saving for retirement most people are pretty good at coming up with excuses as to why they can’t save for retirement right now. There’s the mortgage, the cost of raising …
Read MoreRoth 401K Contribution Increase
Well our HR department sent out the form that allows us to modify our contribution percentage for the upcoming quarter. I went ahead and bumped up my percentage from 14% to 17.5%. This increase is a …
Read MoreRoth 401k checkup
Well I have only had 2 months worth of paycheck deductions at the new higher deduction level due to my switching over to the Roth 401K from a traditional IRA (see my posts here and here), but I am …
Read MoreWife’s Roth IRA Contribution
Well I decided that we aren’t going to run out of money in the near future, so I went ahead and sent my wife’s 2006 Roth IRA contribution off to Scottrade. This means that other than my …
Read MoreRoth 401K: Cont
Well I didn’t exactly get to my follow up post as quickly as I would have liked to, but here goes. Well I ended up sending the form in and leaving my contribution at 14%. According to my …
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